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atoa.io: Investing in property from €50, one share at a time.

A platform that splits buildings into €50 shares and pays out rent every month.

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The atoa.io website on desktop and mobile: “Invest in property from €50”
€5.8M
raised from investors
15
fundraisings 100% funded
€50
to buy your first share
2022
Kernel Lab in charge of technical direction

01 ~ the starting point

Investing in property usually takes significant capital, a mortgage and plenty of paperwork. Atoa wanted to open this kind of investment to everyone, from €50, while guaranteeing the security of every share and the regular payment of rent.

02 ~ what we built

  1. 01

    Technical direction

    Since July 2022, Kernel Lab has acted as Atoa’s CTO: architecture choices, the technical roadmap, releases to production and their monitoring.

  2. 02

    Shares turned into tokens

    Each share in a project is a token issued on the blockchain (Ethereum, Polygon) by smart contracts: issuance, transfer and resale between investors.

  3. 03

    Rent, every month

    Rental income is credited every month to an account balance: reinvest it, book a weekend in one of the properties, or request a transfer in euros or crypto.

  4. 04

    Protected capital

    Shares make the investor a beneficiary of a security trust: a regulated third party holds the guarantee on their capital, outside the platform.

  5. 05

    The wallet of your choice

    Investors keep their tokens in their own wallet, or let Atoa look after them: the blockchain secures everything, without them ever having to use it.

03 ~ the user journey

  1. step 01

    Create an account

    In a few clicks, with no minimum wealth and no credit scoring.

  2. step 02

    Buy shares

    From €50 per share, in renovated buildings across France.

  3. step 03

    Receive rent

    Credits arrive every month, from renting out the properties.

  4. step 04

    Use them

    Reinvest, book a stay, or withdraw in euros or crypto.

04 ~ the screens

The atoa.io projects page: Swap Mont-Blanc, Fork X-Rousse, Whale Le Havre, all funded
The projects open for investment, each with its target return and amount raised.
The atoa.io “How it works” page: from the property to the operational project
From finding the property to signing at the notary, every step explained to investors.

CLIENT

Atoa.io, Paris (Station F)

EXPERTISE

TECHNOLOGIES

  • Solidity
  • Smart contracts
  • Ethereum
  • Polygon
  • Security trust
  • Euro and crypto payments

+ ~ see also

More of our work.

All our work
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